Questions tagged [credit report]

KiteFlyer Tue Jan 07 2025 | 7 answers 1923

I'm wondering what kind of information lenders can access on my credit report when they check it for loan approval. I want to know what they see and consider before making a lending decision.

CryptoTitaness Thu Nov 14 2024 | 5 answers 1128

I recently found out that there's an alias added to my credit report. I'm wondering why this has happened as I didn't authorize it. Could it be an error or is there a specific reason for this addition?

NavigatorEcho Tue Sep 03 2024 | 7 answers 2120

Are you wondering if using PayPal Pay in 4 will affect your credit report? It's a valid concern, especially for those who are mindful of their credit score. Let's delve into it. PayPal Pay in 4 is a buy now, pay later service that splits your purchase into four equal payments, due every two weeks. It's a convenient way to manage your finances and spread out the cost of larger purchases. But does it show up on your credit report? The short answer is, it depends. PayPal Pay in 4 is not a traditional loan or credit product, so it doesn't necessarily show up on your credit report in the same way as a credit card or personal loan. However, if you fail to make your payments on time, PayPal may report the delinquency to credit bureaus, which could negatively impact your credit score. So, while PayPal Pay in 4 itself may not show up on your credit report, your payment history with the service can affect your creditworthiness. In summary, while PayPal Pay in 4 may not directly appear on your credit report, it's important to make your payments on time to avoid any negative impact on your credit score.